{"id":13099,"date":"2025-02-05T11:08:31","date_gmt":"2025-02-05T10:08:31","guid":{"rendered":"https:\/\/alias.hr\/consulting\/?p=13099"},"modified":"2025-02-14T13:51:09","modified_gmt":"2025-02-14T12:51:09","slug":"poduzetnistvo-mladih-zena-pocetnika-i-ostalih-posebnih-segmenata","status":"publish","type":"post","link":"https:\/\/alias.hr\/consulting\/poduzetnistvo-mladih-zena-pocetnika-i-ostalih-posebnih-segmenata\/","title":{"rendered":"Poduzetni\u0161tvo mladih, \u017eena, po\u010detnika i ostalih posebnih segmenata"},"content":{"rendered":"<p>Investicijski krediti uz rok otplate do 14 godina za mikro, male i srednje poslovne subjekte privatnog sektora:<\/p>\n<h5><strong>MLADE PODUZETNIKE<\/strong><\/h5>\n<ul>\n<li>poslovni subjekti u kojima jedna ili vi\u0161e osoba zajedno posjeduju vi\u0161e od 50% vlasni\u0161tva, pri \u010demu se <strong>mladom osobom smatra ona koja jo\u0161 nije navr\u0161ila\u00a041 godinu \u017eivota<\/strong> na dan podno\u0161enja zahtjeva.<\/li>\n<\/ul>\n<h5><strong>\u017dENE U PODUZETNI\u0160TVU<\/strong><\/h5>\n<ul>\n<li>poslovni subjekti u kojima najmanje<strong> jedna ili vi\u0161e \u017eena zajedno posjeduju vi\u0161e od 50 % vlasni\u0161tva i kojima ujedno upravlja \u017eena<\/strong>. Kod poduze\u0107a koje nije mikro ili malo, \u017eena ili \u017eene zajedno mogu imati i manje od 50 % vlasni\u0161tva uz uvjet da je najmanje jedna \u017eena na nekoj od klju\u010dnih upravlja\u010dkih pozicija vezanoj uz financije i\/ili operativne poslove i\/ili strategiju.<\/li>\n<\/ul>\n<h5><strong>PODUZETNIKE PO\u010cETNIKE<\/strong><\/h5>\n<ul>\n<li>poslovni subjekti mikro, malog i srednjeg poduzetni\u0161tva koji su tek osnovani ili posluju kra\u0107e od 3 (tri) godine na dan podno\u0161enja zahtjeva. Stvarni vlasnici (fizi\u010dke osobe) s ve\u0107inskim udjelom u poslovnom subjektu\u00a0nisu ranije bili niti su trenutno vlasnici ili suvlasnici drugog poslovnog subjekta s udjelom ve\u0107im od 30%<\/li>\n<\/ul>\n<h5><strong>PODUZETNIKE KOJI ULA\u017dU NA SLJEDE\u0106A PODRU\u010cJA:<\/strong><\/h5>\n<ul>\n<li>potpomognuta podru\u010dja (I. do IV. skupina po stupnju razvijenosti (Zakon o regionalnom razvoju Republike Hrvatske, Odluka o razvrstavanju jedinica lokalne i podru\u010dne (regionalne) samouprave prema stupnju razvijenosti))<\/li>\n<li>brdsko-planinska podru\u010dja 1. skupine (Zakon o brdsko-planinskim podru\u010djima i Odluka o obuhvatu i razvrstavanju jedinica lokalne samouprave koje stje\u010du status brdsko-planinskog podru\u010dja),<\/li>\n<li>otoci 1. skupine (Zakon o otocima)<\/li>\n<\/ul>\n<h5>PODUZETNIKE KOJI ULA\u017dU U KOMERCIJALIZACIJU PROJEKATA TEMELJENIH NA ISTRA\u017dIVANJIMA, RAZVOJU I INOVACIJAMA (RDI)<\/h5>\n<hr \/>\n<ul>\n<li>bez vlastitog u\u010de\u0161\u0107a za kredite do 100 tisu\u0107a EUR<\/li>\n<li>posebne pogodnosti za ulaganja u oporavak od posljedica potresa<\/li>\n<\/ul>\n<hr \/>\n<p><img decoding=\"async\" class=\"alignnone wp-image-13157\" src=\"https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27-300x206.png\" alt=\"\" width=\"752\" height=\"517\" srcset=\"https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27-200x137.png 200w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27-300x206.png 300w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27-400x275.png 400w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27-600x412.png 600w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27-768x528.png 768w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27-800x550.png 800w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.46.27.png 972w\" sizes=\"(max-width: 752px) 100vw, 752px\" \/><\/p>\n<h4>POSEBNE POGODNOSTI ZA ULAGANJA U<\/h4>\n<p><img decoding=\"async\" class=\"alignnone wp-image-13160\" src=\"https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31-300x65.png\" alt=\"\" width=\"752\" height=\"163\" srcset=\"https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31-200x43.png 200w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31-300x65.png 300w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31-400x86.png 400w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31-600x129.png 600w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31-768x165.png 768w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31-800x172.png 800w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.47.31.png 972w\" sizes=\"(max-width: 752px) 100vw, 752px\" \/><\/p>\n<h4>MOGU\u0106NOSTI <strong>DODATNOG UMANJENJA<\/strong> KAMATNIH STOPA<\/h4>\n<p><img decoding=\"async\" class=\"alignnone wp-image-13163\" src=\"https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.48.05-300x127.png\" alt=\"\" width=\"744\" height=\"315\" srcset=\"https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.48.05-200x84.png 200w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.48.05-300x127.png 300w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.48.05-400x169.png 400w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.48.05-600x253.png 600w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.48.05-768x324.png 768w, https:\/\/alias.hr\/consulting\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-14-at-13.48.05.png 972w\" sizes=\"(max-width: 744px) 100vw, 744px\" \/><\/p>\n<p>Vi\u0161e detalja pogledajte u tekstu programa <a href=\"https:\/\/www.hbor.hr\/poduzetnistvo-mladih-zena-pocetnika-i-ostalih-posebnih-segmenata-394\/394\">Poduzetni\u0161tvo mladih, \u017eena, po\u010detnika\u00a0i ostalih posebnih segmenata<\/a>.<\/p>\n<p>Ako trebate kredit vi\u0161i od 400.000 EUR, pogledajte uvjete programa <a href=\"https:\/\/www.hbor.hr\/kreditni_program\/investicije-privatnog-sektora\/\" target=\"_blank\" rel=\"noopener\">Investicije privatnog sektora<\/a>.<\/p>\n<p>Ako trebate sufinanciranje projekta financiranog sredstvima EU fondova, pogledajte uvjete programa <a href=\"https:\/\/www.hbor.hr\/kreditni_program\/eu-projekti\/\" target=\"_blank\" rel=\"noopener\">EU projekti<\/a>.<\/p>\n<p>Na koji na\u010din mo\u017eete nabaviti opremu putem leasinga, provjerite <a href=\"https:\/\/www.hbor.hr\/leasing-za-malo-i-srednje-poduzetnistvo\/\" target=\"_blank\" rel=\"noopener\">ovdje<\/a>.<\/p>\n<p><a href=\"https:\/\/www.hbor.hr\/poduzetnistvo-mladih-zena-pocetnika-i-ostalih-posebnih-segmenata\/648\">LINK<\/a> \u2013 na direktnu stranicu kredita na slu\u017ebenoj stranici HBOR-a<\/p>\n\n\n\n\t<div class=\"dkpdf-button-container\" style=\" text-align:left \">\n\n\t\t<a class=\"dkpdf-button\" href=\"\/consulting\/wp-json\/wp\/v2\/posts\/13099?pdf=13099\" target=\"_blank\"><span class=\"dkpdf-button-icon\"><i class=\"fa fa-file-pdf-o\"><\/i><\/span> Preuzmi u PDF-u<\/a>\n\n\t<\/div>\n\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>Investicijski krediti HBOR-a uz rok otplate do 14 godina dostupni su za mikro, male i srednje poslovne subjekte privatnog sektora, uklju\u010duju\u0107i mlade poduzetnike, \u017eene u poduzetni\u0161tvu, poduzetnike po\u010detnike, kao i one koji ula\u017eu u potpomognuta podru\u010dja, brdsko-planinska podru\u010dja i otoke. Osnovni uvjeti kredita uklju\u010duju visinu kredita od 50 do 400 tisu\u0107a EUR, s mogu\u0107no\u0161\u0107u financiranja do 100 % predra\u010dunske vrijednosti investicije bez PDV-a za kredite do 100 tisu\u0107a EUR, te do 85 % predra\u010dunske vrijednosti investicije bez PDV-a za kredite vi\u0161e od 100 tisu\u0107a EUR. Kreditiranje se provodi izravno ili putem poslovnih banaka, uz kamatnu stopu od 2 %.<\/p>\n<p>Za vi\u0161e informacija pogledajte program Poduzetni\u0161tvo mladih, \u017eena, po\u010detnika i ostalih posebnih segmenata, kao i uvjete za EU projekte i investicije privatnog sektora.<\/p>\n","protected":false},"author":5,"featured_media":13100,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1,57,58,59],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/posts\/13099"}],"collection":[{"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/comments?post=13099"}],"version-history":[{"count":4,"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/posts\/13099\/revisions"}],"predecessor-version":[{"id":13166,"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/posts\/13099\/revisions\/13166"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/media\/13100"}],"wp:attachment":[{"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/media?parent=13099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/categories?post=13099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alias.hr\/consulting\/wp-json\/wp\/v2\/tags?post=13099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}